Student Loan Tool

Know the Long-Term Cost of Borrowing
The CollegeROI Student Loan Tool helps families understand what student loans will actually cost over time. By entering estimated loan amounts, interest rates, and repayment plans, users can see monthly payments, total interest paid, and how long repayment will take. It’s designed to turn abstract numbers into clear financial reality so students aren’t just asking “Can I afford this school now?” but “Will I still be paying for it 10 years from now?”

Make Borrowing Smarter, Not Scarier
Rather than scaring families away from loans, this tool educates them on how to borrow responsibly. Compare different repayment strategies, explore what happens if you pay a little extra each month, or evaluate how your future salary aligns with your loan burden. It’s all about helping families make informed, confident decisions before taking on debt they may regret later.